Otoritas Jasa Keuangan (OJK) launches a program to support Indonesian startup founders in bridging the gap between Product-Market Fit and Policy-Market Fit. Through this initiative, OJK provides access to regulatory insights, strategic networks, and partnership opportunities with key stakeholders across the financial services sector.

The program is designed to support startups in developing innovations that are aligned with market needs and compliant with applicable regulatory frameworks, thereby enabling sustainable growth and contributing positively to Indonesia’s Financial Sector Technology Innovation.

Program Benefit

1. Sharpen Your Product Strategy

1-on-1 sessions with industry mentors to refine your product and accelerate growth.

2. Navigate Regulation with Conviction

Direct access to regulatory insights from compliance experts to strengthen governance readiness and stay ahead of the curve.

3. Validate Product Features

Stress-test business models and product features directly to potential users and clients, while measuring the performance using PMF Financial Modeling.

Market Access

1. Build Your Sandbox Readiness

Gain meaningful exposure to OJK’s Sandbox ecosystem and enhance your product readiness for Sandbox entry.

2. Expand Your Network

Showcase your startup at a curated Offline Demo Day and unlock future matchmaking opportunities with clients, investors, and partners.

Bonus Gender & Inclusion

The program also integrates gender and inclusion perspectives as an added value in the evaluation process.

Startups that present solutions contributing to women’s empowerment and the improvement of the well-being of women, mothers, and children in Indonesia will be given additional consideration in the assessment.

Who Can Apply?

1. Growth-Stage Startup

Startups have at least 6-months traction and can potentially be scaled across multiple industries within Indonesia’s National Strategic Initiatives.

2. Financial Sector Technology Innovation

Companies develop and provide technology solutions within the financial sector.

3. Innovators Driving Gender Inclusion

The startup demonstrates the ability to develop innovative solutions while fostering a more gender-inclusive organization.

Program Timeline

1. Startup Sourcing & Initial Screening (February 12 - March 30, 2026)
2. Startup Curation (April 1-2, 2026)
3. Startup Selection (April 3, 2026)
4. Diagnosis Session (April12, 2026)
5. Product Market Fit Development (April 19 - May 23, 2026)
6. Market Validation & Regulation (May - July, 2026)
7. Final Evaluation (July 23 - 27, 2026)
8. Demo Day (September, 2026)